Debt and credit: borrowing money is easy, but paying it back can be a recipe for trouble!
Théo s’emballe introduces young readers ages 9–12 (Grades 4–6) to borrowing, debt, credit, interest and financial responsibility.
When Théo discovers that his homemade cookies are a hit, he dreams of turning his baking skills into a profitable business. He borrows money from his mother to buy an expensive mixer, but unexpected setbacks and tempting purchases make repaying his loan harder than he imagined!
Through this entertaining story, children discover the importance of planning ahead, understanding the cost of borrowing and managing debt responsibly.
Because borrowing money is easy—paying it back takes a plan!